Treasury Management
Commercial Banking Products & Services
Built for businesses today
Stifel Bank offers a wide range of financial products and services for entrepreneurs and corporate clients. Our bankers work closely with you to develop customized solutions to meet your specific needs. Our mission is to be the financial professional of choice for your successful business.
Business accounts and cash management services
Stifel Bank has built a variety of treasury management accounts and banking products tailored to today’s business clients. Along with professional guidance from your dedicated Business Banker, Stifel Bank has a strong digital banking platform to handle your business finances efficiently and securely, from your office or on the go. We will design a program tailored to you and your financial team, giving your business both personal support and leading technology to enhance your banking services.
Conveniently protect your cash
ICS® offers you access to multi-millions in aggregate FDIC protection per account ownership category via IntraFi® network banks. ICS is a smart, secure, and convenient way to place large cash deposits directly through Stifel Bank.
To view the list of banks in the IntraFi network, visit www.intrafi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.
Business Analysis Checking
The Stifel Bank Business Analysis Checking is an operating account ideal for businesses with a high volume of transactions. There is no limit to the number of transactions or treasury services on the account including ACH, Wires, RDC, and Lockbox. Account balance credits offset transactional fees.
CDARS
Through Stifel Bank, the Certificate of Deposit Account Registry Service® (CDARS) offers expanded protection via CDs across a network of banks*. Multiple maturity options are available to match liquidity needs and investment strategies. CDARS allows you to lock in competitive rates even in an uncertain rate environment.
Business Money Market Account
Earn competitive interest rates while keeping your excess funds in a simple, liquid Money Market Account. The Stifel Bank Business Money Market Account helps clients earn interest on cash balances, and our tiered interest rates allow you to earn more as your balances grow.
Business Interest Account
The Stifel Bank Business Interest Account offers clients the simplicity of earning interest on cash balances in a transactional account. Tiered interest rates allow you to earn more as your balances grow.
Foreign Exchange Account
In our ever-connected world, access to global currency can be critical. Stifel Bank has partnered with Monex** to give you access to over 130 currencies. Purchase, hold, and sell foreign currency with settlement from your Stifel Bank Accounts. We can help you with Spot Transactions, Forward Transactions, and Foreign Currency Holding Accounts.
Asset Management
Stifel Bank is an affiliate of Stifel, a global financial services company founded in 1890. We can build a strategy based on your investment policy guidelines or we can help tailor a solution for you. Ask your Business Banker how Stifel may serve your asset management and investment advisory needs.
**All foreign currency exchange and global payment transactions and related services are facilitated by Monex, Inc. dba Monex USA (“Monex”), a licensed money transmitter. More information, here.
Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. To meet conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals. The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits. IntraFi and ICS are registered trademarks of IntraFi LLC. IntraFi is not an affiliate of Stifel Bank.
Helping you protect your cash flow
From payment scams to invoice fraud and more, these quick, animated videos break down payments topics into digestible, valuable insights.
Protect Your Business Against Invoice Fraud
Invoice fraud poses a serious threat to small businesses, causing significant financial losses and potentially debilitating operational consequences. Unlike larger organizations, small companies often lack robust fraud prevention measures, making them prime targets. In this video, we break down invoice fraud and share practical tips to reduce the chances of your business becoming the next victim.
Contact Us
Need help? We’re here for you. Fill out the form below, and we’ll get back to you as soon as we can.