Tom Merriman Stifel Mortgage

Tom Merriman

Executive Vice President/Mortgage Banker

A collage of a living room with a blue couch, a golden retriever dog on a patio, a front deck with light wood outdoor furniture, and a suburban neighborhood. Understand Stifel Mortgage Home Lending.

Ready to get started on your mortgage with Tom?

Tom has been with Stifel Bank & Trust from the start and his experience in mortgage lending dates back to 1985. He and his team make it a point to be exceedingly kind, thorough, and helpful throughout the home loan process, resulting in many satisfied repeat clients.

Contact Me

Let’s get to know you a little bit

Please check any that apply:

Thank you for your inquiry.

We are not able to support your mortgage application request at this time.

Thank you! Please click "Apply Now" to continue after reading:

1. Unfreeze your credit prior to applying for a mortgage

If you have placed a freeze on your credit you will need to release the freeze prior to applying for your loan. You may log into your account with each repository, or call the three credit reporting companies directly:

  • Equifax: 1-888-EQUIFAX (1-888-378-4329)
  • Experian: 1-888-397-3742
  • TransUnion: 1-888-909-8872

2. Opt out of receiving unsolicited offers of credit

www.OptOutPrescreen.com is the official Consumer Credit Reporting Industry website that manages consumers Opt-In or Opt-Out of firm offers of credit or insurance. To stop receiving unsolicited “prescreened” offers of credit, please visit www.OptOutPrescreen.com or by calling 1-888-567-8688.

Stifel Bank & Trust is not affiliated with the credit repository companies, www.OptOutPrescreen.com or www.annualcreditreport.com.

Note: the button below will take you to the Stifel Mortgage application website, which may have a different privacy policy.

Apply Now
Advisor - person with a thought bubble icon

Working with a Stifel Financial Advisor

If you work with a Stifel Financial Advisor we are happy to help you with home lending. Ask me about buying a home, refinancing your current mortgage, or accessing equity in your home.

Learn More
Greater St. Louis Area icon

Financing a Home in the Greater St. Louis Area

We’re invested in St. Louis and building strong communities.  Ask me about buying a home, refinancing your current mortgage, or accessing equity in your home in the Greater St. Louis Area in Missouri & Illinois.

Learn More
Loan Programs - page with a dollar sign icon

Mortgage Loan Programs

Are you a first time homebuyer? Ready to finance your forever home? Is a college condo on the curriculum list? Considering financing investment properties?  We have a variety of loan programs to tailor a financing program to fit your needs.

Learn More
Calculator icon

Calculators

How much can you afford in a monthly mortgage payment?  Is it time to refinance?  How much would you save by paying more towards your principal loan balance?  Get all the numbers with our interactive financing calculators.

Learn More
Homebuyer Education - house with a dollar sign icon

Homebuyer Education

Buying a home is one of the biggest financial commitments most people make in their lifetime, no matter the home’s list price. Make informed decisions after reading our Homeownership Guide, Credit Scoring Brochure, and accessing the Mindful Money library.

Learn More
Realtor and Referral Partners icon

Resources for Realtors and Referral Partners

Our reputation is built on how we serve clients and, by extension, how we serve the Greater St. Louis Area homeownership community.  If you are a Realtor or work with homebuyers, ask how we can collaborate and prepare your clients for homeownership.

Learn More

What our clients are saying

"Tom has been my loan officer for a long time and he is always great!"

Jennifer H.

"Tom Merriman was extremely helpful guiding me through the mortgage process He was a pleasure to work with."

Francis D.

"Tom was extremely knowledgeable and responsive to my needs and questions. Very easy to work with."

Arthur B.

Apply Now

Our mortgage team is here to help. Apply for a loan today with our convenient online tool.

Let’s get to know you a little bit

Please check any that apply:

Thank you for your inquiry.

We are not able to support your mortgage application request at this time.

Thank you! Please click "Apply Now" to continue after reading:

1. Unfreeze your credit prior to applying for a mortgage

If you have placed a freeze on your credit you will need to release the freeze prior to applying for your loan. You may log into your account with each repository, or call the three credit reporting companies directly:

  • Equifax: 1-888-EQUIFAX (1-888-378-4329)
  • Experian: 1-888-397-3742
  • TransUnion: 1-888-909-8872

2. Opt out of receiving unsolicited offers of credit

www.OptOutPrescreen.com is the official Consumer Credit Reporting Industry website that manages consumers Opt-In or Opt-Out of firm offers of credit or insurance. To stop receiving unsolicited “prescreened” offers of credit, please visit www.OptOutPrescreen.com or by calling 1-888-567-8688.

Stifel Bank & Trust is not affiliated with the credit repository companies, www.OptOutPrescreen.com or www.annualcreditreport.com.

Note: the button below will take you to the Stifel Mortgage application website, which may have a different privacy policy.

Apply Now

Loans in Process

Log in to complete your mortgage application and handle any home loan pre-closing steps.

Login
A joyful man and woman filling out an application. Login to handle any loans in process.

My Stifel Mortgage

Access your account to see your mortgage statement, make a payment, and check the details of your mortgage.

Login
A happy family of four running into their home.

With you every step of the way.

Obtaining a mortgage is an important decision, and we want to be there as your partner, supporting you throughout the entire process. Let’s design a mortgage to fit your unique situation.

Get in touch
Stifel Bank & Trust
12655 Olive Boulevard, Suite 250
St. Louis, Missouri 63141
(314) 317-6900
NMLS # 375103

Directions Application Instructions
A man and woman looking at a computer and pointing to the screen.

Contact Tom

Need help? We’re here for you. Fill out the form below, and we’ll get back to you as soon as we can.







    For your security, please do not include account numbers, passwords, or other private information.

    Stifel Bank & Trust offers mortgage services to clients of Stifel and current and prospective homeowners in the St. Louis Metro Area of Missouri and Illinois.

    Residential mortgage lending services for clients of Stifel, Nicolaus & Company, Incorporated are performed exclusively by Stifel Bank & Trust. The financial advisors of Stifel, Nicolaus & Company, Incorporated do not offer mortgage loans, provide mortgage loan information, or accept residential mortgage loan applications. Stifel, Nicolaus & Company, Incorporated may compensate your Financial Advisor in connection with the origination of any mortgage loan, where permissible by law.