Ryan Otto Stifel Mortgage

Ryan Otto

Vice President/Mortgage Banker

A collage of a golden retriever dog on a patio, a living room with move in boxes on the ground, a suburban neighborhood, and a blue front door open into a foyer. Learn about Stifel Mortgage Home Lending.

Ready to get started on your mortgage with Ryan?

Ryan’s mortgage and lending experience dates back to 2003. Ryan guides his clients through long- and short-term financial goals to help find the solution best suited to their needs.  He and his team make the mortgage process easy to understand and provide excellent customer service.

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Working with a Stifel Financial Advisor

If you work with a Stifel Financial Advisor we are happy to help you with home lending. Ask me about buying a home, refinancing your current mortgage, or accessing equity in your home.

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Financing Your Home in the Greater St. Louis Area

We’re invested in St. Louis and building strong communities.  Ask me about buying a home, refinancing your current mortgage, or accessing equity in your home in the Greater St. Louis Area in Missouri & Illinois.

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Mortgage Loan Programs

Are you a first time homebuyer? Ready to finance your forever home? Is a college condo on the curriculum list? Considering financing investment properties?  We have a variety of loan programs to tailor a financing program to fit your needs.

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Calculators

How much can you afford in a monthly mortgage payment?  Is it time to refinance?  How much would you save by paying more towards your principal loan balance?  Get all the numbers with our interactive financing calculators.

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Homebuyer Education

Buying a home is one of the biggest financial commitments most people make in their lifetime, no matter the home’s list price. Make informed decisions after reading our Homeownership Guide, Credit Scoring Brochure, and accessing the Mindful Money library.

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Realtor and Referral Partners

Our reputation is built on how we serve clients and, by extension, how we serve the Greater St. Louis Area homeownership community.  If you are a Realtor or work with homebuyers, ask how we can collaborate and prepare your clients for homeownership.

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What our clients are saying

"Ryan and his team did a wonderful job. Efficient and expedient job throughout the process."

Jason C.

"Ryan and team were fantastic to work with!"

Jeffrey C.

"Excellent, professional, timely, courteous, responsive attention, advice and performance."

Lloyd M.

Apply Now

Our mortgage team is here to help. Apply for a loan today with our convenient online tool.

Loans in Process

Log in to complete your mortgage application and handle any home loan pre-closing steps.

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My Stifel Mortgage

Access your account to see your mortgage statement, make a payment, and check the details of your mortgage.

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With you every step of the way.

Obtaining a mortgage is an important decision, and we want to be there as your partner, supporting you throughout the entire process. Let’s design a mortgage to fit your unique situation.

Get in touch
Stifel Bank & Trust
12655 Olive Boulevard, Suite 250
St. Louis, Missouri 63141
(314) 317-6900
NMLS # 375103

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Contact Ryan

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    Stifel Bank & Trust offers mortgage services to clients of Stifel and current and prospective homeowners in the St. Louis Metro Area of Missouri and Illinois.

    Residential mortgage lending services for clients of Stifel, Nicolaus & Company, Incorporated are performed exclusively by Stifel Bank & Trust. The financial advisors of Stifel, Nicolaus & Company, Incorporated do not offer mortgage loans, provide mortgage loan information, or accept residential mortgage loan applications. Stifel, Nicolaus & Company, Incorporated may compensate your Financial Advisor in connection with the origination of any mortgage loan, where permissible by law.